APPLICANT ACKNOWLEDGEMENT AND CONSENT
By submitting this credit application:
I am applying for individual credit in my own name and relying on my own income or assets and not the income or assets of another person as the basis for repayment on the credit requested for the purchase of a motor vehicle and to induce the Creditor to make the loan; or for the advancement of additional funds on an existing NAFCO loan for the purpose of a betterment to the collateral.
I authorize NAFCO Finance and its affiliates to investigate my credit and employment history, obtain credit reports, and release information about your credit experience with me as the law permits. The information provided, including but not limited to, the list of creditors and explanation of derogatory credit history, including all items, judgments, bankruptcies, repossessions, and collection items, are complete, and material facts necessary to make a credit decision have not been omitted.
I further authorize you to forward my application and all related information to other creditors for evaluation as a method of effectuation my request for credit.
If an account is created, I authorize you to obtain credit reports for the purpose of reviewing or taking collection action on the account, or for other legitimate purposes associated with the account.
The Applicant acknowledges and agrees that the Customer Statement and Credit Application may be submitted to the following Creditors/Lenders:
Kendall Auto Credit
Kendall Auto Dealerships, LLC
I authorize the Creditor to make whatever credit inquiries it deems necessary in connection with this Customer Statement and Credit Application, or in the course of review or collection of any credit extended in reliance on this Application or for other legitimate purposes associated with the account.
I understand that any false statements or omissions made by me in connection with this Application,or in responding to further requests for information, is sufficient grounds for my rejection as an Applicant and denial of credit.
I authorize and instruct any person or consumer reporting agency to furnish to the Creditor any information that it may have or obtain in response to such credit inquiries and agree that such information, along with this Application, shall remain the Creditor’s property whether or not credit is extended.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT -
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
I agree that you, your affiliates, agents and service providers may monitor and record telephone calls regarding my account to assure the quality of service or for other reasons. I also expressly consent to and agree to you, your affiliates, agents and service providers using written, electronic or verbal means to contact me as the law allows. This consent includes, but is not limited to, contact by manual calling methods, prerecorded or artificial voice messages, text messages, emails and/or automatic telephone dialing systems. I agree you, your affiliates, agents and service providers may do so using many email address or any telephone number I provide, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether I incur charges as a result.
I warrant and certify that I have read and agree to the terms of this application and that the information provided is complete, true, and correct.
If you submit this credit application electronically, you intend that process to be your electronic signature on an electronic application, acknowledge receipt of all disclosures provided on the credit application, and give your authorization and consent to the recipient(s) of this application to take actions identified in the credit application.